Enjoy Lower Rates & Get Rewarded with a Blaze Signature Visa Credit Card
A Blaze Signature Visa® Credit card gives you a simple, flexible way to pay—paired with competitive rates, no annual fee, and built-in security features.
Get $225
Get $225^ in cash back rewards when you spend $1,000 in the first 90 days!
^Cash back reward is awarded when cardholder makes $1,000 in net purchases within 90 days of account opening. Reward will appear on your next statement under CU Rewards Points Activity, Points Earned, which then can be redeemed for cash. Recipient is responsible for applicable taxes incurred on cash back. Qualifications apply.
0% APR for 12 Months
Enjoy 0% APR* on purchases made within 12 months of opening your account!
*APR=Annual Percentage Rate. After the introductory period, based on your creditworthiness, your APR will be 12.40%-17.99% APR (rates effective 1.21.2026). This APR will vary with the market based on the Prime Rate.
2.99% APR on Balance Transfers
Enjoy this introductory rate when you move the balance of your other higher-rate card to Blaze within the first 90 days of opening your account and enjoy 2.99% APR1 for 12 months.
There is no fee to transfer your credit card balance to Blaze.
1APR=Annual Percentage Rate. After the introductory period, based on your creditworthiness, your APR will be 12.40%-17.99% APR (rates effective 1.21.2026). This APR will vary with the market based on the Prime Rate.
Why Choose a Blaze Signature Visa Credit Card
In addition to our great introductory offers, a Blaze Visa Credit card gives you everyday benefits including no annual fee, lower rates, and security so you can shop with confidence.
Cash Back
Earn up to 1.5%+ cash back on all purchases.
+Cash back rewards are tracked as points. Earn up to 1.5% for every dollar of net purchases when points are redeemed as cash back.
Competitive Rates
As a credit union, we work to better the lives of our members.
The profits we make are returned back to you, our member, in the form of reduced fees, higher savings rates, and lower loan rates.
Give Back with Every Purchase
Blaze is proud to donate 0.25% of every purchase made with your Blaze Visa Credit card to causes that improve lives.
Digital Wallet
Add your Blaze Visa Credit card to your digital wallet and pay with any device on Apple Pay®, Google Pay™, Samsung Pay, or Garmin Pay™.
You're Protected
Shop with confidence with Visa’s Zero Liability Policy+. You're protected if your card is lost, stolen, or fraudulently used, online or offline.
Set balance, transaction, and statement alerts in Blaze Digital Banking to help manage your credit.
Choose Your Card Design
Blaze Signature Visa Credit
Enjoy cash back and travel rewards along with Visa Signature Credit card benefits.
Minnesota Wild Signature Visa Credit
Show your love for the State of Hockey with an exclusive free Blaze Minnesota Wild Signature Visa Credit card.
Each purchase you make gives you one entry into a monthly drawing for a chance to win Wild prizes!2 Plus, enjoy a 15% discount at The Hockey Lodge™ on Wild branded merchandise when you show your Blaze Minnesota Wild Visa® Signature Credit card.
Official Credit Union of the Minnesota Wild
UMN Alumni Signature Visa Credit
Show your pride for the Maroon & Gold with an exclusive, free Blaze University of Minnesota Alumni Association Signature Visa® Credit card.
When you use your credit card, .25% of every purchase will go back to the alumni association to support student success.
Official Partner of the University of Minnesota Alumni Association
Signature Visa Benefits
With a Signature Visa Credit card from Blaze, you enjoy access to premium offers, valuable benefits, and special experiences with ease and security from Visa.
Travel and Lifestyle
Visa Signature Credit cards come with a range of benefits you can enjoy every day.
Protection
At home or traveling abroad, you’re covered with our range of travel and purchase protection, plus an added layer of Visa Signature cardholder benefits.
Offers + Perks
Discover our wide variety of everyday savings and exclusive Visa Signature offers.
Blaze Visa Credit Card Rates
Blaze Visa Credit Card RatesRates Effective: 1/21/2026
| Blaze Visa Platinum Credit Card | 12.40-17.99% APR* |
| Blaze Visa Platinum Rewards Credit Card | 16.40-17.99% APR* |
| Blaze Visa Signature Credit Card | 16.40-17.99% APR* |
| Penalty APR and When It Applies | None. |
| Minimum Interest Charge | None. |
Calculate Your Journey
Use our free, easy-to-use financial calculators to answer common money questions and help you confidently blaze your financial path.
24-hour Credit Card Support
Call 866.820.6831 to report your card lost or stolen
Payments
Make your payments in Blaze Digital Banking or mail them to:
Visa
PO Box 660493
Dallas, TX 75266-0493
Disclosures
Billing Rights: Information on your rights to dispute transactions and how to exercise those rights is provided in your account agreement.
Your due date is at least 25 days after the close of each billing cycle. We will not charge you interest on purchases if you pay the balance by the due date each month.
2You will receive one entry for each purchase made with your Minnesota Wild debit card and/or Minnesota Wild credit card. Drawings will be held by the fifth business day of the month for qualifying transactions made the previous calendar month. Winners will be notified by phone or email. View Official Rules
+Visa’s Zero Liability Policy does not apply to certain commercial card and anonymous prepaid card transactions or transactions not processed by Visa. Cardholders must use care in protecting their card and notify their issuing financial institution immediately of any unauthorized use. Contact your issuer for more detail.
The information about the cost of the card described in the application is accurate as of January 1, 2026. This information may have changed after that date. To find out what may have changed, call us at 651.215.3500 or write us at 2025 Larpenteur Ave W., Falcon Heights, MN 55113
See Visa Revolving Card Agreement and Disclosure Statement and CURewards Program rules for more information.
To learn more about factors to consider when applying for or using a credit card, visit the website of the Consumer Financial Protection Bureau at https://www.consumerfinance.gov/learnmore.
