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Finance the Fun with Blaze

From weekend rides to cross-country road trips, Blaze can help you get moving with financing for RVs, boats, motorcycles, ATVs, UTVs, personal watercraft, and more.

Why Finance Your Recreational Vehicle with Blaze

With Blaze, you can apply for an RV loan online in minutes and receive a decision within two business hours.

Finance just about any vehicle with a motor up to 110% of the purchase price or NADA retail value.

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Customize Your Blaze RV Loan

We offer terms up to 10 years with low rates for the vehicle that fits your lifestyle.

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Blaze Makes Financing Quick & Easy

Apply for your Blaze loan online in just minutes and find out if you're approved within two business hours.

You can also meet with a Blaze representative to discuss your options and apply on the spot.

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Your Loan Stays Local

Our Minnesota-based Blaze loan officers, decision-makers, and servicers make buying a car local and personal.

You'll always know who to contact when you need guidance on the next step of your journey.

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RVs

Hit the road with an RV loan built for your next getaway.

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Boats

Make more memories on the water with financing for your boat.

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Motorcycles

Get ready for the open road with a motorcycle financed by Blaze.

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Power Sports

Bring more excitement to every trail, lake, and weekend with an ATV, UTV, and personal watercraft.

Applying for a Blaze RV Loan

No matter what type of recreational vehicle you're interested in, Blaze makes the application process quick and easy.

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Get Pre-approved for a Blaze RV Loan

A smart tip is to get pre-approved for a Blaze Recreational Vehicle loan before you go shopping.

Blaze will review your credit, employment, income, and asset documentation to evaluate your loan eligibility.

Once the information is reviewed, you will receive a pre-approval letter outlining a specific purchase price, estimated rate, and monthly payment so you can confidently begin shopping!

Apply Now
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Processing Your RV Loan

Once you select your recreational vehicle, you'll submit your application and provide the purchase agreement, title, payoff info, and other supporting documentation.

Our Blaze loan processing team will review your loan details and if approved, send your loan documents electronically for you to sign—often within two business hours.

You're ready to enjoy your new recreational vehicle!

Recreational Vehicle Loan Rates

RV loan rates reflect a .25% discount for setting up automatic payments in Blaze Digital Banking.

RVsRates Effective: 3/26/2026

Rate Type
APR* Monthly Term Monthly Payments
Recreational Vehicle 2025-2026 6.250 60 194.49
Recreational Vehicle 2025-2026 6.500 72 168.10
Recreational Vehicle 2025-2026 6.750 84 149.71
Recreational Vehicle 2025-2026 ($25k min) 7.500 120 118.70
Recreational Vehicle 2014-2024 6.750 60 196.83
Recreational Vehicle 2014-2024 7.250 84 152.15

BoatsRates Effective: 3/26/2026

Rate Type
APR* Monthly Term Monthly Payments
Boat 2025-2026 5.750 60 192.17
Boat 2025-2026 6.000 72 165.73
Boat 2025-2026 6.500 84 148.49
Boat 2025-2026 ($25k min) 7.250 120 117.40
Boat 2014-2024 5.750 60 192.17
Boat 2014-2024 6.000 72 165.73
Boat 2014-2024 6.500 84 148.49
Boat 2014-2024 ($25k Min) 7.250 120 117.40

MotorcyclesRates Effective: 3/26/2026

Rate Type
APR* Monthly Term Monthly Payments
Motorcycle 2025-2026 6.250 60 194.49
Motorcycle 2025-2026 6.500 72 168.10
Motorcycle 2025-2026 ($20k min) 7.000 84 150.93
Motorcycle 2014-2024 6.250 60 194.49
Motorcycle 2014-2024 6.500 72 168.10
Motorcycle 2014-2024 ($20k min) 7.000 84 150.93

Power Sports (ATV/UTV/PWC)Rates Effective: 3/26/2026

Rate Type
APR* Monthly Term Monthly Payments
Power Sports 2025-2026 6.250 36 305.35
Power Sports 2025-2026 6.750 60 196.83
Power Sports 2025-2026 7.250 72 171.69
Power Sports 2025-2026 ($25k min) 7.750 84 154.62
Power Sports 2014-2024 6.250 36 305.35
Power Sports 2014-2024 6.750 60 196.83
Power Sports 2014-2024 7.250 72 171.69

*APR= Annual Percentage Rate.  All loan rates disclosed reflect a 0.25% discount for automatic payment.
 Monthly payments based on $10,000 borrowed.
 Rates and terms are subject to qualification. Other restrictions may apply. Interest rates subject to change at any time.
 See a staff member for details.

Protect Your Vehicle

From Mechanical Breakdown to Deductibles, You're Covered.

Protect your vehicle and your finances with mechanical breakdown, guaranteed asset, and auto deductible protection.

Blaze Vehicle Protection
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Frequently Asked Questions
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No, we finance both private-party and dealership vehicle purchases.

If you are making a vehicle purchase from a dealer and financing your loan with Blaze, they can list us as:

Blaze Credit Union
2025 Larpenteur Ave. W
Falcon Heights, MN 55113

Yes! You can get preapproved for a vehicle loan before you even start shopping.

For consumer loan and credit card applications, Blaze uses TransUnion for credit reports.

For home mortgage loans, the middle of the three scores (or median score) from the three bureaus is used to determine qualification.

Yes, you can apply with a co-signer for a Blaze Vehicle loan. Co-signers can be helpful if you don't have a lengthy credit history or had some credit challenges in the past.

Yes. Refinance your non-Blaze vehicle loan and get $100. If we can't beat your rate, we'll give you $50.

Yes. Buying your leased vehicle can be a great way to avoid mileage and maintenance fees and potentially get a better loan rate. Start by getting a lease payoff quote from your current lease provider. Then, apply online for a Blaze Vehicle loan.

Yes, Blaze finances new and used vehicles.

Once an online application and supporting documentation are submitted, loan decisions are usually made within two business hours.

Blaze offers vehicle loan terms up to 84 months.

Calculate Your Journey

Use our free, easy-to-use financial calculators to answer common money questions and help you confidently blaze your financial path.

See all Blaze Financial Calculators