Customize your Loan
We offer terms up to 84 months with low rates.
You can choose the right loan for you.
Quick & Easy Financing
Apply online in just minutes and find out if you're approved within two business hours.
You can also meet with a Blaze representative to discuss your options and apply on the spot.
Your Loan Stays Local
When you open a vehicle loan with Blaze, it stays at Blaze.
You'll always know who to contact and we'll be here for you.
Find Your Car
Search for specific makes and models, filter out cars that aren't in your area or in your price range, and calculate your monthly payment.
Refinance Your Current non-Blaze Vehicle Loan
Get a better rate and $1002 just for switching.
Rates
Vehicle Loans: New VehiclesRates Effective: 1/2/2026
Rate Type |
APR* | Monthly Term | Monthly Payments |
|---|---|---|---|
| New Vehicle 2025 & Newer+ | 4.490 | 36 | 297.42 |
| New Vehicle 2025 & Newer | 5.000 | 48 | 230.29 |
| New Vehicle 2025 & Newer | 5.200 | 60 | 189.63 |
| New Vehicle 2025 & Newer | 5.350 | 72 | 162.68 |
| New Vehicle 2025 & Newer | 5.700 | 84 | 144.65 |
Vehicle Loans: Used VehiclesRates Effective: 1/2/2026
Rate Type |
APR* | Monthly Term | Monthly Payments |
|---|---|---|---|
| Used Vehicle (2014-2025)+ | 4.490 | 36 | 297.42 |
| Used Vehicle (2022-2025) | 5.300 | 48 | 231.65 |
| Used Vehicle (2022-2025) | 5.500 | 60 | 191.01 |
| Used Vehicle (2022-2025) | 5.700 | 72 | 164.32 |
| Used Vehicle (2022-2025) | 6.050 | 84 | 146.33 |
| Used Vehicle (2014-2021) | 6.300 | 48 | 236.23 |
| Used Vehicle (2014-2021) | 6.800 | 60 | 197.07 |
| Used Vehicle (2014-2021) | 6.950 | 72 | 170.25 |
*APR= Annual Percentage Rate.
Auto loan rates disclosed reflect a 0.25% discount for automatic payment, a 0.25% discount for having an active checking account, and a 0.10% discount for having a Blaze Visa Credit Card. Finance up to 125% of the MSRP on new autos and 125% of the JD Power values on used autos for qualified borrowers. Rates will be higher on loans with a Loan-to-Value ratio over 85%.
Rates and terms are subject to qualification. Other restrictions may apply.
+Rate based on 36-month term, with automatic payment on autos 2014 and newer. Payment example, a $10,000 auto loan at 4.49% APR for 36-months, monthly payment would be $297.95. Minimum amount financed is $5,000 and must be new money to Blaze. Other discounts and offers do not apply.
Monthly payments based on $10,000 borrowed.
Loans are subject to credit approval. Other terms and conditions may apply.
New vehicles must be model year 2025 or newer with less than 10,000 miles.
Interest rates subject to change at any time.
See a staff member for details.
Protection
Protect Your Vehicle
Blaze offers many ways to keep your car pristine.
Getting a New Car
There's more to buying a new car than negotiating and signing on the dotted line. Know what your auto loan truly costs and how to navigate the car-buying process.
For Your Information
J.D. Power New and Used Car Values
fueleconomy.gov
carfax.com
Disclosures
2Offer valid on vehicle loans currently financed with a lender other than Blaze. Minimum amount financed is $5,000. $100 will be deposited to the share savings account upon loan account opening. Loans subject to credit approval. Offer subject to change without notice. Other terms and conditions may apply. Must be a Blaze Credit Union member. Member responsible for any applicable taxes. Subject to termination at any time.
