Hit the Road with a Blaze Vehicle Loan
Blaze offers vehicle loans for new and used autos. As a proud Minnesota-based credit union, we’re deeply committed to serving our neighbors with the same warmth and integrity that define us as Minnesotans.
Your journey begins at Blaze.
Why Finance Your Car at Blaze
With Blaze, you can apply for a car loan online in minutes and receive a decision within two business hours.
Qualified borrowers may finance up to 125% of MSRP on new vehicles and up to 125% of J.D. Power values on used vehicles. Rates and discounts vary by term, vehicle year, and relationship eligibility.
Customize Your Blaze Vehicle Loan
With low rates and terms up to 84 months, you can choose the right auto loan for the car you want.
Blaze Makes Financing Quick & Easy
Apply for your Blaze Vehicle loan online in just minutes and find out if you're approved within two business hours.
You can also meet with a Blaze representative to discuss your options and apply on the spot.
Your Loan Stays Local
Our Minnesota-based Blaze loan officers, decision-makers, and servicers make buying a car local and personal.
You'll always know who to contact when you need guidance on the next step of your journey.
Vehicle Loan Rates
New & used auto loan rates reflect a .25% discount for setting up automatic payments in Blaze Digital Banking, a .25% discount for having an active Blaze checking account, and a .10% discount for having a Blaze Visa® Credit card.
Vehicle Loans: New VehiclesRates Effective: 1/2/2026
Rate Type |
APR* | Monthly Term | Monthly Payments |
|---|---|---|---|
| New Vehicle 2025 & Newer+ | 4.490 | 36 | 297.42 |
| New Vehicle 2025 & Newer | 5.000 | 48 | 230.29 |
| New Vehicle 2025 & Newer | 5.200 | 60 | 189.63 |
| New Vehicle 2025 & Newer | 5.350 | 72 | 162.68 |
| New Vehicle 2025 & Newer | 5.700 | 84 | 144.65 |
Vehicle Loans: Used VehiclesRates Effective: 1/2/2026
Rate Type |
APR* | Monthly Term | Monthly Payments |
|---|---|---|---|
| Used Vehicle (2014-2025)+ | 4.490 | 36 | 297.42 |
| Used Vehicle (2022-2025) | 5.300 | 48 | 231.65 |
| Used Vehicle (2022-2025) | 5.500 | 60 | 191.01 |
| Used Vehicle (2022-2025) | 5.700 | 72 | 164.32 |
| Used Vehicle (2022-2025) | 6.050 | 84 | 146.33 |
| Used Vehicle (2014-2021) | 6.300 | 48 | 236.23 |
| Used Vehicle (2014-2021) | 6.800 | 60 | 197.07 |
| Used Vehicle (2014-2021) | 6.950 | 72 | 170.25 |
*APR= Annual Percentage Rate.
Auto loan rates disclosed reflect a 0.25% discount for automatic payment, a 0.25% discount for having an active checking account, and a 0.10% discount for having a Blaze Visa Credit Card. Finance up to 125% of the MSRP on new autos and 125% of the JD Power values on used autos for qualified borrowers. Rates will be higher on loans with a Loan-to-Value ratio over 85%.
Rates and terms are subject to qualification. Other restrictions may apply.
+Rate based on 36-month term, with automatic payment on autos 2014 and newer. Payment example, a $10,000 auto loan at 4.49% APR for 36-months, monthly payment would be $297.42. Minimum amount financed is $5,000. Other discounts and offers do not apply.
Monthly payments based on $10,000 borrowed.
Loans are subject to credit approval. Other terms and conditions may apply.
New vehicles must be model year 2025 or newer with less than 10,000 miles.
Interest rates subject to change at any time.
See a staff member for details.
Protection
Protect Your Vehicle
Blaze offers many ways to keep your car pristine.
Shop for Your Car
It's time to look at and test drive some cars!
With our partner GrooveCar, you can search online for specific makes and models, filter out cars that aren't in your area or in your price range, and calculate your monthly payment.
Getting a New Car
There's more to buying a new car than negotiating and signing on the dotted line. Know what your auto loan truly costs and how to navigate the car-buying process.
Calculate Your Journey
Use our free, easy-to-use financial calculators to answer common money questions and help you confidently blaze your financial path.
For Your Information
J.D. Power New and Used Car Values
fueleconomy.gov
carfax.com
Disclosures
2Offer valid on vehicle loans currently financed with a lender other than Blaze. Minimum amount financed is $5,000. $100 will be deposited to the share savings account upon loan account opening. Loans subject to credit approval. Offer subject to change without notice. Other terms and conditions may apply. Must be a Blaze Credit Union member. Member responsible for any applicable taxes. Subject to termination at any time.
