Home Mortgage Rates

Home Mortgage Loan Rates

^*APR = Annual Percentage Rate. Monthly payment examples assume an 75% Loan-to-Value, 780 credit score, and purchase or no cash out refinance. Monthly Principal & interest payment based on loan amount of $175,000 and $806,500 for jumbo loans. Payment estimates do not include taxes and insurance; actual payments may be higher. Maximum loan amount is $1,500,000. Minimum loan amount is $30,000. Property insurance is required. If the loan does not close, the cost of the appraisal will not be refunded. The stated rates are the lowest available and subject to change at any time without notice. Rates are based on credit history, loan-to-value, occupancy, and other factors so your rate may different.
Adjustable Rate Mortgages (ARM) loans have a variable rate therefore the APR may increase after consummation. Borrower must meet membership requirements to qualify. Other restrictions may apply. See your tax advisor for details regarding interest deductibility.

Home Mortgage Refinance Loan Rates

^*APR = Annual Percentage Rate. Monthly payment examples assumes an 75% Loan-to-Value, 780 credit score, and purchase or no cash out refinance. Monthly Principal & interest payment based on loan amount of $175,000 and $806,500 for jumbo loans. Payment estimates do not include taxes and insurance; actual payments may be higher. Maximum loan amount is $1,500,000. Minimum loan amount is $30,000. Property insurance is required. If the loan does not close, the cost of the appraisal will not be refunded. The stated rates are the lowest available and subject to change at any time without notice. Rates are based on credit history, loan-to-value, occupancy, and other factors so your rate may different.
Adjustable Rate Mortgages (ARM) loans have a variable rate therefore the APR may increase after consummation. Borrower must meet membership requirements to qualify. Other restrictions may apply. See your tax advisor for details regarding interest deductibility.

⁺Property must be the primary or secondary residence and property insurance is required. Commercial, agriculture and large acreage properties excluded from offer. Blaze member responsible to pay up to $1,500 toward closing costs, which includes the cost of the required appraisal. If the loan does not close, the cost of the appraisal will not be refunded. Blaze will pay closing costs in excess of $1,500 and does not include property taxes, home owner’s insurance, prepaid interest, and fee for a potential subordination agreement. A minimum of $10,000 must be new money at Blaze. Offer subject to termination at any time.

Home Equity Loan Rates

^*APR =  Annual Percentage Rate. Monthly Principal & interest payment based on loan amount of $50,000.  Minimum loan amount is $10,000 for 5-10 year terms, $15,000 for a 15-year term, and $25,000 for a 20-year term. Maximum combined loan-to-value (CLTV) is 100% and varies by loan term.  Property must be the primary or secondary residence and property insurance is required. Commercial, agriculture and large acreage properties excluded from offer. Blaze member responsible to pay up to $750 toward closing costs, which includes the cost of the required appraisal, and does not include property taxes, home owner’s insurance, prepaid interest, and fee for a potential subordination agreement. If the loan does not close, the cost of the appraisal will not be refunded. A minimum of $10,000 must be new money at Blaze. Offer subject to termination at any time. The stated rates are the lowest available and subject to change at any time without notice. Rates are based on credit history, loan-to-value, and other factors so your rate may different. Borrower must meet membership requirements to qualify. Other restrictions may apply. See your tax advisor for details regarding interest deductibility.

*APR =  Annual Percentage Rate. The Home Equity Line of Credit has a variable rate therefore the APR may increase after consummation; the range is 4.50%-18.00% APR. Minimum loan amount for a Home Equity Line of Credit (HELOC) 10-year draw is $10,000. Maximum combined loan-to-value (CLTV) is 85%. Property must be the primary residence and property insurance is required. Commercial, agriculture and large acreage properties excluded from offer. Blaze member responsible to pay up to $750 toward closing costs, which includes the cost of the required appraisal, and does not include property taxes, homeowner’s insurance, prepaid interest, and fee for a potential subordination agreement. If the loan does not close, the cost of the appraisal will not be refunded.  A minimum of $10,000 must be new money at Blaze.  Offer subject to termination at any time. The stated rates are the lowest available and subject to change at any time without notice. Rates are based on credit history, loan-to-value, and other factors so your rate may be different. Borrower must meet membership requirements to qualify. Other restrictions may apply. See your tax advisor for details regarding interest deductibility. After a 12-month promotional period, a variable rate as low as 7.25% APR will apply and vary with the market. For applications submitted 9.1.25 – 9.30.25. Qualifications apply. Not available in all states. Cannot be used to pay off an existing Blaze Mortgage, fixed HEQ, or HELOC.

*APR =  Annual Percentage Rate. Monthly Principal & interest payment based on loan amount of $50,000. Minimum loan amount is $10,000 for 5-10 year terms and $15,000 for a 15 year term. Maximum combined loan -to-value (CLTV) is 75%. Property must be the primary or secondary residence and property insurance is required. Commercial, agriculture and large acreage properties excluded from offer. Blaze member responsible to pay up to $750 toward closing costs, which includes the cost of the required appraisal, and does not include property taxes, home owner’s insurance, prepaid interest, and fee for a potential subordination agreement. If the loan does not close, the cost of the appraisal will not be refunded. A minimum of $10,000 must be new money at Blaze. Offer subject to termination at any time. Rates and terms are subject to qualification and may change at any time. Borrower must meet membership requirements to qualify. Other restrictions may apply. See your tax advisor for details regarding interest deductibility.