Business Savings Account Rates
Share Savings +Rates Effective: 1/29/2024
Rate Type |
Dividend Rate | APY* |
|---|---|---|
| $0.01 to $1,999.99 | 0.050 | 0.05 |
| $2,000 and Greater | 0.100 | 0.10 |
Money MarketRates Effective: 5/6/2024
Rate Type |
Dividend Rate | APY* |
|---|---|---|
| $0 to $19,999.99 | 1.340 | 1.34 |
| $20,000 to $99,999.99 | 1.340 | 1.34 |
| $100,000 to $249,999.99 | 1.590 | 1.60 |
| $250,000 to $499,999.99 | 2.230 | 2.25 |
| $500,000 to $999,999.99 | 2.960 | 3.00 |
| $1,000,000 + | 3.450 | 3.50 |
Other Business SavingsRates Effective: 1/29/2024
Rate Type |
Dividend Rate | APY* |
|---|---|---|
| Health Savings Account (HSA) | 0.300 | 0.30 |
| Budget Savings | 0.300 | 0.30 |
*APY=Annual Percentage Yield
+$10 minimum balance to open account
At our discretion, dividend rates are subject to change on the first business day of each week and the first business day of each month (unless otherwise noted).
Business Certificate Account Rates
Certificates: $500 Minimum BalanceRates Effective: 5/6/2024
Rate Type |
Dividend Rate | APY* |
|---|---|---|
| 3 Months | 3.600 | 3.60 |
| 6 Months | 4.900 | 4.90 |
| 12 Months | 4.810 | 4.89 |
| 18 Months | 3.840 | 3.89 |
| 24 Months | 3.600 | 3.64 |
| 36 month | 3.360 | 3.40 |
| 48 Months | 3.110 | 3.14 |
| 60 Months | 3.110 | 3.14 |
Premium Certificates: $10,000 Minimum BalanceRates Effective: 5/6/2024
Rate Type |
Dividend Rate | APY* |
|---|---|---|
| 3 Months | 3.700 | 3.70 |
| 6 Months | 5.000 | 5.00 |
| 12 Months | 4.910 | 5.00 |
| 18 Months | 3.940 | 3.99 |
| 24 Months | 3.700 | 3.75 |
| 36 Months | 3.460 | 3.50 |
| 48 Months | 3.210 | 3.24 |
| 60 Months | 3.210 | 3.24 |
Jumbo Certificates: $100,000 Minimum BalanceRates Effective: 5/6/2024
Rate Type |
Dividend Rate | APY* |
|---|---|---|
| 12 Months | 5.100 | 5.19 |
| 24 Months | 3.890 | 3.95 |
| 36 Months | 3.650 | 3.70 |
*APY=Annual Percentage Yield assumes dividends earned are paid and compounded quarterly to the Certificate and remain on deposit at maturity. If dividends are paid to any other account or withdrawn prior to the Maturity Date, the APY will vary slightly. A withdrawal of dividends will reduce earnings. See Certificate Account Disclosure for additional information.
Dividends can be paid to a Certificate, Share Savings Account, Money Market Savings Account or Checking Account.
"Trade Up Your Certificate" program allows you to trade any existing Certificate to a new Certificate of greater or equal term to take advantage of rising dividend rates. The term of the new certificate must be greater than or equal to the remaining term of the existing Certificate. A fee of 1% of the principal balance of the existing Certificate will be imposed on each trade up. There is no limit to the number of times you can trade up.
Business Checking Account Rates
Business CheckingRates Effective: 3/25/2024
Rate Type |
Dividend Rate | APY* | Minimum Balance to Earn Stated APY |
|---|---|---|---|
| Classic Checking | 0.000 | 0.00 | |
| Preferred Business | 0.050 | 0.05 | |
| Premium Business | 0.100 | 0.10 | |
| Basic Non-Profit | 0.000 | 0.00 |
*Annual Percentage Yield (APY)
At our discretion, dividend rates are subject to change on the first business day of each week and the first business day of each month (unless otherwise noted). See current Service Fee Schedule for additional information. Fees may reduce earnings.
The Blaze Standard Courtesy Pay Program may cover transactions when there are not enough funds in your account.
Business Loan Rates
Investment PropertiesRates Effective: 5/8/2024
Rate Type |
APR* |
|---|---|
| 10/1 ARM | 7.625 |
| 7/1 ARM | 7.375 |
| 5/1 ARM | 7.125 |
*APR=Annual Percentage Rate. Rates and terms are subject to qualification and may change at any time. Borrower must meet membership requirements to qualify. Other restrictions may apply. See your tax advisor for details regarding interest deductibility.
For additional loan rates or to apply, please contact a Business Services Representative at 651.215.3500.