Business Savings Account Rates

Share Savings +Rates Effective: 1/29/2024

Dividend Rate APY*
$0.01 to $1,999.99 0.050 0.05
$2,000 and Greater 0.100 0.10

Money MarketRates Effective: 1/29/2024

Dividend Rate APY*
$0 to $19,999.99 1.342 1.35
$20,000 to $99,999.99 1.342 1.35
$100,000 to $249,999.99 1.588 1.60
$250,000 to $499,999.99 2.227 2.25
$500,000 to $999,999.99 2.960 3.00
$1,000,000 + 3.445 3.50

Other Business SavingsRates Effective: 1/29/2024

Dividend Rate APY*
Health Savings Account (HSA) 0.300 0.30
Budget Savings 0.300 0.30

*APY=Annual Percentage Yield

+$10 minimum balance to open account

At our discretion, dividend rates are subject to change on the first business day of each week and the first business day of each month (unless otherwise noted).

Business Certificate Account Rates

Certificates: $500 Minimum BalanceRates Effective: 1/29/2024

Dividend Rate APY*
3 Months 3.601 3.65
6 Months 3.844 3.88
12 Months 4.909 5.00
18 Months 3.844 3.90
24 Months 3.601 3.65
36 month 3.357 3.40
48 Months 3.113 3.15
60 Months 3.113 3.15

Premium Certificates: $10,000 Minimum BalanceRates Effective: 1/29/2024

Dividend Rate APY*
3 Months 3.698 3.75
6 Months 3.941 3.98
12 Months 5.005 5.10
18 Months 3.941 4.00
24 Months 3.694 3.75
36 Months 3.455 3.50
48 Months 3.211 3.25
60 Months 3.211 3.25

Jumbo Certificates: $100,000 Minimum BalanceRates Effective: 1/29/2024

Dividend Rate APY*
12 Months 5.198 5.30
24 Months 3.893 3.95
36 Months 3.650 3.70

*APY=Annual Percentage Yield assumes dividends earned are paid and compounded quarterly to the Certificate and remain on deposit at maturity. If dividends are paid to any other account or withdrawn prior to the Maturity Date, the APY will vary slightly. A withdrawal of dividends will reduce earnings. See Certificate Account Disclosure for additional information.
Dividends can be paid to a Certificate, Share Savings Account, Money Market Savings Account or Checking Account.

"Trade Up Your Certificate" program allows you to trade any existing Certificate to a new Certificate of greater or equal term to take advantage of rising dividend rates. The term of the new certificate must be greater than or equal to the remaining term of the existing Certificate. A fee of 1% of the principal balance of the existing Certificate will be imposed on each trade up. There is no limit to the number of times you can trade up.

Business Checking Account Rates

Business CheckingRates Effective: 1/29/2024

Dividend Rate APY* Minimum Balance to Earn Stated APY
Classic Checking 0.000 0.00
Preferred Business 0.050 0.05
Premium Business 0.100 0.10
Basic Non-Profit 0.000 0.00

*Annual Percentage Yield (APY)
At our discretion, dividend rates are subject to change on the first business day of each week and the first business day of each month (unless otherwise noted). See current Service Fee Schedule for additional information. Fees may reduce earnings.

The Blaze Standard Courtesy Pay Program may cover transactions when there are not enough funds in your account.

Business Loan Rates

Investment PropertiesRates Effective: 2/28/2024

APR*
10/1 ARM 7.625
7/1 ARM 7.375
5/1 ARM 7.125

*APR=Annual Percentage Rate. Rates and terms are subject to qualification and may change at any time. Borrower must meet membership requirements to qualify. Other restrictions may apply. See your tax advisor for details regarding interest deductibility.

For additional loan rates or to apply, please contact a Business Services Representative at 651.215.3500.