Fixed Rate Mortgages
With a fixed-rate mortgage, the interest rate stays the same throughout the life of the loan. This means that your principal and interest payment will stay the same. Fluctuations in market rates, over the term of your loan, won’t have an impact on your payment.
1% Down Payment Option
For qualified first time homeowners, Blaze offers a unique 1% down program option. Available with a fixed or adjustable rate. No income restrictions and home must be owner-occupied.
Home Ready Program
The Home Ready loan program assists borrowers with low to moderate incomes when purchasing a home.
The program offers a low down payment (3%) option, lower rates and a reduced monthly mortgage insurance payment.
Federal Housing Association (FHA) program offers a low down payment option. Borrowers with limited credit history are allowed and more lenient qualifying requirements.
FHA loans are serviced by our partner, Servion.
Available for active-duty service members, veterans and their spouses through the Veterans Administration. The VA loan program offers 100% financing and no mortgage insurance requirements.
VA loans are serviced by our partner, Servion.
Adjustable Rate Mortgages
An Adjustable Rate Mortgage (ARM) loan offers a lower initial rate than a traditional fixed-rate loan.
Blaze offers ARM loans with a low fixed rate for three, five, seven, or ten years. After that period, the rate may adjust yearly.
ARM loans are a great way to save interest during the initial rate lock period. So if you do not plan on staying in the home for a long time, a Blaze ARM may be a good option.
Rate Re-lock Guarantee
All Blaze ARM loans come with the Rate Re-Lock Guarantee. Your are able to control your payments by re-locking your rate for another fixed rate period at the current rate. The newly re-locked rate will be applied to the remaining term and principal balance of your existing Blaze ARM. Re-locking does not require an application, credit check or appraisal. Fee applies.
Meet Your MLO
We offer conventional loans in all states except AK, CA, HI, NY, and TX. We offer government (FHA/VA) loans in all states except AK, AZ, HI, MA, NY, RI, VA, VI, VT, or Washington, D.C.
NMLS #469510 & 456899 NMLS Active Numbers