celebrate icon

Truly Free Checking

Enjoy your Blaze Free Checking account with no minimum balance requirements or monthly maintenance fees.

Get overdraft protection by linking your Blaze Share Savings account.


money icon

Get $150

Open a Blaze Free Checking account and get $1501 immediately!

To keep it, set up an Automatic Payment or Direct Deposit and make a total of six Blaze debit card transactions (not including ATM transactions) within 60 calendar days from the date the account was opened.


add money icon

Free Direct Deposit

Get paid directly to your Blaze Free Checking account as soon as your check is ready.
 


Choose Your Debit Card

When you open your Blaze Free Checking account, you'll get to choose a free contactless Blaze debit card.

Enjoy 24/7 fraud monitoring and customizable fraud and transaction alerts in Blaze Digital Banking.

blaze icon

Blaze Debit

Blaze your path with a Blaze Free Checking account and free Blaze debit card.

Tap, insert, or swipe your card at any chip reader to pay at checkout.

St. Paul Saints logo

Saints Debit

Fun is good with the exclusive free Blaze St. Paul Saints debit card.

Plus, get two free vouchers for an upcoming game!1

Official Checking Account of the St. Paul Saints

St. Cloud Rox Logo

Rox Debit

Have Rox Solid Fun with the exclusive free Blaze St. Cloud Rox debit card.

Official Checking Account of the St. Cloud Rox

Minnesota Wild Logo

Wild Debit

Show your love for the State of Hockey with an exclusive free Blaze Minnesota Wild debit card.

Each purchase you make gives you one entry into a monthly drawing for a chance to win Wild prizes2 like a signed jersey, game tickets, gift cards, and more!

Plus, enjoy a 15% discount at any Hockey Lodge™ location.

An Official Credit Union of the Minnesota Wild

Access your money across the country.

Enjoy free ATMs at all Blaze branch and Kwik Trip locations, CHS Field, as well as CVS, Target, and Walgreens locations in Minnesota.

You also have access to 30,000 surcharge-free ATMs across the country through the Co-op Shared Network.

Find Nearest ATMs

Pay Your Way

Tap, insert, or swipe your contactless card at the checkout.

Add your card to your digital wallet and pay with any device on Apple Pay®, Google Pay™, Samsung Pay, Fitbit Pay™, or Garmin Pay™.


Free Blaze Digital Banking

Securely manage your accounts from anywhere with free access to Blaze Digital Banking and the Blaze Mobile apps.

Learn More

Disclosures

See current Service Fee Schedule for additional information. Fees may reduce earnings.
The Blaze Courtesy Pay Program may cover transactions when there are not enough funds in your account.

*Offer valid to persons with no prior checking relationship with SPIRE, Hiway or Blaze Credit Union in the last 12 months. $100 minimum deposit required to open Blaze Free, Rox, Saints, Wild, Dividend, or Pathfinder Checking account. To qualify for $150 offer, account holder must set up an Automatic Payment or Direct Deposit and make a total of 6 Blaze debit card transactions (not including ATM transactions) within 60 calendar days from the date the account was opened. Account must remain open for six months. $150 will be deposited to the checking account upon account opening. If all requirements of offer are not met, Blaze reserves the right to reclaim the $150. Account holder responsible for any applicable taxes. Limited time offer valid 1.01.24 - 3.31.24. Subject to termination at any time. Other conditions and restrictions may apply.

1$100 minimum deposit required to open a Saints Free Checking Account at Blaze. Receive a voucher redeemable at the Saints box office for two free Saint Paul Saints Outfield Reserved tickets when you open a new Saints Free Checking account.  Voucher will be issued at the time the new Saints Free Checking account is opened. One voucher will be issued for each Saints Free Checking account opened. Offer valid to persons with no prior Saints Checking relationship with Blaze in the last 12 months. Free tickets are subject to game availability and seat availability. Ticket vouchers have no cash value and must be redeemed during the dates listed on the voucher. Lost or unused vouchers will not be replaced.  Offer subject to termination at any time.

2You will receive one entry for each purchase made with your Minnesota Wild debit card and/or Minnesota Wild credit card. Drawings will be held by the fifth business day of the month for qualifying transactions made the previous calendar month. Winners will be notified by phone or email. View Official rules.