Personal Loan & Credit Card Rates

Visa^® Credit Card Rates

^*APR=Annual Percentage Rate. Introductory Offers on new Blaze Signature accounts. 0.00% APR on purchases made within 12 months from date of account opening. 2.99% APR on any balance transfer made within 90 days from date of account opening for a period of 12 billing cycles. Balance Transfer Fee is $0.00. After the introductory period, based on your creditworthiness, your APR will be 13.15% - 17.99% APR (rates effective 1.1.2025). This APR will vary with the market based on the Prime Rate.

Please refer to the Credit Card Account Opening Disclosure you received for information regarding your APR. We calculate your balance by using a method called average daily balance (including new purchases).

Personal Loan Rates

^*Annual Percentage Rate.  All loan rates disclosed reflect a 0.25% discount for automatic payment.
Minimum repayment period of 181 days for personal installment loans.
Rates and terms are subject to qualification. Other restrictions may apply. Interest rates subject to change at any time.
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Monthly payments based on $1,000 borrowed.
Personal Loan Payment Example: Assuming a $5,000 personal loan for 36 months at 10.75% APR, the monthly payment will be $163.21.

Vehicle Loan Rates

*APR= Annual Percentage Rate.
Auto loan rates disclosed reflect a 0.25% discount for automatic payment, a 0.25% discount for having an active checking account, and a 0.10% discount for having a Blaze Visa Credit Card. Finance up to 125% of the MSRP on new autos and 125% of the JD Power values on used autos for qualified borrowers. Rates will be higher on loans with a Loan-to-Value ratio over 85%.
Rates and terms are subject to qualification. Other restrictions may apply.

⁺Rate based on 36-month term, with automatic payment on autos 2013 and newer. Payment example, a $10,000 auto loan at 5.25% APR for 36-months, monthly payment would be $300.83. Minimum amount financed is $5,000 and must be new money to Blaze. Other discounts and offers do not apply.

Monthly payments based on $1,000 borrowed.
Loans are subject to credit approval. Other terms and conditions may apply.
New vehicles must be of model year 2024 or newer with less than 10,000 miles.
Interest rates subject to change at any time.
See Associate for details.

Recreational Vehicle Loan Rates

*APR= Annual Percentage Rate.  All loan rates disclosed reflect a 0.25% discount for automatic payment.
Monthly payments based on $1,000 borrowed.
Rates and terms are subject to qualification. Other restrictions may apply. Interest rates subject to change at any time.
See Associate for details.