Blaze Platinum Visa Credit
Enjoy monthly payments you can afford with this low-rate card. The Blaze Platinum Visa Credit card is perfect for your everyday purchases and for building your credit.
0% APR for 12 Months
Enjoy 0% APR* on purchases made within 12 months of opening your account!
*APR=Annual Percentage Rate. After the introductory period, based on your creditworthiness, your APR will be 12.40%-17.99% APR (rates effective 1.21.2026). This APR will vary with the market based on the Prime Rate.
2.99% APR on Balance Transfers
Enjoy this introductory rate when you move the balance of your other higher-rate card to Blaze within the first 90 days of opening your account and enjoy 2.99% APR1 for 12 months.
There is no fee to transfer your credit card balance to Blaze.
1APR=Annual Percentage Rate. After the introductory period, based on your creditworthiness, your APR will be 12.40%-17.99% APR (rates effective 1.21.2026). This APR will vary with the market based on the Prime Rate.
Give Back with Every Purchase
Blaze is proud to donate 0.25% of every purchase made with your Blaze Visa Credit card to causes that improve lives.
Digital Wallet
Add your Blaze Visa Credit card to your digital wallet and pay with any device on Apple Pay®, Google Pay™, Samsung Pay, or Garmin Pay™.
You're Protected
Shop with confidence with Visa’s Zero Liability Policy+. You're protected if your card is lost, stolen, or fraudulently used, online or offline.
Set balance, transaction, and statement alerts in Blaze Digital Banking to help manage your credit.
Building Your Credit Resources
When You Can't Afford Your Minimum Payments
If you’ve found yourself unable to make minimum payments, you have options to help improve your situation.
Picking the Right Credit Card for You
Credit cards are useful tools, especially when you choose the right type of card for your needs. Learn how to compare credit cards to find the one that works for you.
Credit Scores
Every single time you use credit, the details are added to your credit report and used to influence your credit score.
Using Credit
Using credit can open up big possibilities, but it can also get you in trouble if you aren’t careful
Holiday Budgeting 101
Think through your holiday spending to avoid going into debt (and feeling regret!)
Best Practices for Using a Credit Card
Following these guidelines with your credit card can help give a boost to your credit score.
Good Debt/Bad Debt
Not all debt is necessarily bad, particularly when it can help you build wealth. It’s important to know the difference and how to sort the good from the bad.
Manage Your Credit Cards Better
U.S. consumers are once again increasing their collective credit card debt, which now exceeds $1 trillion. Here's some advice for controlling credit card use.
How to Establish a Credit History
Establishing a good credit record can be difficult for anyone without a credit history. Here are the steps to help you build credit and maintain a good credit score.
24-hour Credit Card Support
Call 866.820.6831 to report your card lost or stolen
Payments
Make your payments in Blaze Digital Banking or mail them to:
Visa
PO Box 660493
Dallas, TX 75266-0493
Disclosures
Billing Rights: Information on your rights to dispute transactions and how to exercise those rights is provided in your account agreement.
Your due date is at least 25 days after the close of each billing cycle. We will not charge you interest on purchases if you pay the balance by the due date each month.
+Visa’s Zero Liability Policy does not apply to certain commercial card and anonymous prepaid card transactions or transactions not processed by Visa. Cardholders must use care in protecting their card and notify their issuing financial institution immediately of any unauthorized use. Contact your issuer for more detail.
The information about the cost of the card described in the application is accurate as of January 1, 2026. This information may have changed after that date. To find out what may have changed, call us at 651.215.3500 or write us at 2025 Larpenteur Ave W., Falcon Heights, MN 55113
See Visa Revolving Card Agreement and Disclosure Statement and CURewards Program rules for more information.
To learn more about factors to consider when applying for or using a credit card, visit the website of the Consumer Financial Protection Bureau at https://www.consumerfinance.gov/learnmore.
