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Blaze Platinum Visa Credit

Enjoy monthly payments you can afford with this low-rate card. The Blaze Platinum Visa Credit card is perfect for your everyday purchases and for building your credit.

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0% APR for 12 Months

Enjoy 0% APR* on purchases made within 12 months of opening your account!

*APR=Annual Percentage Rate. After the introductory period, based on your creditworthiness, your APR will be 14.65%-17.99% APR (rates effective 3.31.2024). This APR will vary with the market based on the Prime Rate.

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2.99% APR on Balance Transfers

Enjoy this introductory rate when you move the balance of your other higher-rate card to Blaze within the first 90 days of opening your account and enjoy 2.99% APR* for 12 months.

There is no fee to transfer your credit card balance to Blaze.

Learn more

*APR=Annual Percentage Rate. After the introductory period, based on your creditworthiness, your APR will be 14.65%-17.99% APR (rates effective 3.31.2024). This APR will vary with the market based on the Prime Rate.

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Give Back with Every Purchase

Blaze is proud to donate 0.25% of every purchase made with your Blaze Visa Credit card to causes that improve lives.

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No Annual Fee

There is no annual fee on any Blaze Visa Credit card.

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Digital Wallet

Add your Blaze debit card to your digital wallet and pay with any device on Apple Pay®, Google Pay™, Samsung Pay, Fitbit Pay™, or Garmin Pay™.

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You're Protected

Shop with confidence with Visa’s Zero Liability Policy+. You're protected if your card is lost, stolen, or fraudulently used, online or offline.

Set balance, transaction, and statement alerts in Blaze Digital Banking to help manage your credit.

Building Your Credit Resources

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Manage Your Credit Cards Better

U.S. consumers are once again increasing their collective credit card debt, which now exceeds $1 trillion.Here's some advice for controlling credit card use.

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How to Establish a Credit History

Establishing a good credit record can be difficult for anyone without a credit history. Here are the steps to help you build credit and maintain a good credit score.

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7 Ways to Protect Your Credit Score

Your credit score is a three-digit number that creditors use to assess how likely you are to repay your loans. Learn seven things you can do to make sure it stays healthy.

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5 Ways Good Credit is Your Safety Net

A good credit score can provide you access to low-interest credit options that can help cover any expenses your emergency savings can’t.

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The Case for Debt Consolidation

Consolidating your credit card bills into a single loan can be a wise financial move.

24-hour Credit Card Support

Report your card lost or stolen

Legacy Hiway Cardholders: 866.820.6831  
Legacy SPIRE Cardholders: 800.447.7140



Make your payments on Blaze Digital Banking or mail them to:

PO Box 660493
Dallas, TX 75266-0493


Billing Rights: Information on your rights to dispute transactions and how to exercise those rights is provided in your account agreement.
Your due date is at least 25 days after the close of each billing cycle. We will not charge you interest on purchases if you pay the balance by the due date each month.

+Visa’s Zero Liability Policy does not apply to certain commercial card and anonymous prepaid card transactions or transactions not processed by Visa. Cardholders must use care in protecting their card and notify their issuing financial institution immediately of any unauthorized use. Contact your issuer for more detail.

The information about the cost of the card described in the application is accurate as of October 1, 2023. This information may have changed after that date. To find out what may have changed, call us at 651.215.3500 or write us at 2025 Larpenteur Ave W., Falcon Heights, MN 55113

See Visa Revolving Card Agreement and Disclosure Statement and CURewards Program rules for more information.
To learn more about factors to consider when applying for or using a credit card, visit the website of the Consumer Financial Protection Bureau at