Blaze Platinum Visa Credit
Enjoy monthly payments you can afford with this low-rate card. The Blaze Platinum Visa Credit card is perfect for your everyday purchases and for building your credit.
0% Introductory APR for 12 Months
Enjoy 0% APR* on purchases made within 12 months of opening your account!
*APR=Annual Percentage Rate. After the introductory period, based on your creditworthiness, your APR will be 12.65%-17.99% APR (rates effective 10.20.2026). This APR will vary with the market based on the Prime Rate.
2.99% APR on Balance Transfers
Enjoy this introductory rate when you move the balance of your other higher-rate card to Blaze within the first 90 days of opening your account and enjoy 2.99% APR1 for 12 months.
There is no fee to transfer your credit card balance to Blaze.
1APR=Annual Percentage Rate. After the introductory period, based on your creditworthiness, your APR will be 12.65%-17.99% APR (rates effective 10.20.2026). This APR will vary with the market based on the Prime Rate.
Give Back with Every Purchase
Blaze is proud to donate 0.25% of every purchase made with your Blaze Visa Credit card to causes that improve lives.
Nearly $5 million has been donated since 2019 to Minnesota nonprofits from members' credit card transactions.
Digital Wallet
Add your Blaze Visa Credit card to your digital wallet and pay with any device on Apple Pay®, Google Pay™, Samsung Pay, or Garmin Pay™.
You're Protected
Shop with confidence with Visa’s Zero Liability Policy+. You're protected if your card is lost, stolen, or fraudulently used, online or offline.
Set balance, transaction, and statement alerts in Blaze Digital Banking to help manage your credit.
Building Your Credit Resources
Using Credit
Using credit can open up big possibilities, but it can also get you in trouble if you aren’t careful
Holiday Budgeting 101
Think through your holiday spending to avoid going into debt (and feeling regret!)
Best Practices for Using a Credit Card
Following these guidelines with your credit card can help give a boost to your credit score.
24-hour Credit Card Support
Call 866.820.6831 to report your card lost or stolen
Payments
Make your payments in Blaze Digital Banking or mail them to:
Visa
PO Box 660493
Dallas, TX 75266-0493
Billing Rights: Information on your rights to dispute transactions and how to exercise those rights is provided in your account agreement.
Your due date is at least 25 days after the close of each billing cycle. We will not charge you interest on purchases if you pay the balance by the due date each month.
+Visa’s Zero Liability Policy does not apply to certain commercial card and anonymous prepaid card transactions or transactions not processed by Visa. Cardholders must use care in protecting their card and notify their issuing financial institution immediately of any unauthorized use. Contact your issuer for more detail.
The information about the cost of the card described in the application is accurate as of January 1, 2026. This information may have changed after that date. To find out what may have changed, call us at 651.215.3500 or write us at 2025 Larpenteur Ave W., Falcon Heights, MN 55113
See Visa Revolving Card Agreement and Disclosure Statement and CURewards Program rules for more information.
To learn more about factors to consider when applying for or using a credit card, visit the website of the Consumer Financial Protection Bureau at https://www.consumerfinance.gov/learnmore.
