Is there a fee to request a rate re-lock for my adjustable rate mortgage?

Yes, the fee is .75% of the unpaid principal balance at time of relock for loans originated on or after October 1, 2025, and .50% for loans originated prior to October 1, 2025. For example, if the unpaid principal balance is $200,000, the fee would be $1,500. This fee cannot be rolled into the loan.