Yes, getting pre-approved for a mortgage typically causes a small, temporary dip in your credit score. This happens because Blaze will run a hard credit inquiry, which usually lowers your score by fewer than five points. The impact is minor and most borrowers see their scores rebound quickly. The benefit of preapproval far outweighs this short-term effect, and our mortgage preapprovals are valid for up to 120 days.
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