![photo of Blaze Mortgage Loan Officer Tammy Kalkwarf](/BlazeCU/media/People/Tammy-Kalkwarf.webp)
Tammy Kalkwarf
Mortgage Loan Officer, NMLS #1525571
Tammy will work with you to find your best mortgage loan option. From pre-approval to closing, she'll help you at every step.
"I started with Blaze in 2015 and moved to the mortgage team in 2018. Prior to becoming a Mortgage Loan Officer, I helped Blaze members with their other lending and banking needs at the Maple Grove branch. The most rewarding part of my job is helping members begin building their generational wealth by getting their first home.
When I'm not helping my members, I spend my time with my husband and two teenagers. I enjoy fishing and taking walks with my two dogs – a Chihuahua and Great Dane."
Tammy serves these communities:
Elk River, Golden Valley, Maple Grove, and St. Michael
![Waived-Mortgage-Fees-Headline We're waiving the appraisal fee on Home Mortgage Loans!](/getmedia/35f90a3c-8265-4722-abd9-28953967724c/2024Q3_MortgageWaive_1920x1080-2.webp?ext=.webp)
![Mortgage Promo Your dream home is right around the corner](/getmedia/993e3661-91d5-4948-87c6-33d0e30fd820/2024Q3_Mortgage_DigitalStandard.webp?ext=.webp)
![Home Buying Seminar Promo Summer Home Buying Seminar Thursday, August 22](/getmedia/ec81df7f-a347-4361-a736-1b387899bcb5/2024_SummerHBSeminar_DigitalStandard.webp?ext=.webp)
![Blaze has been awarded Minnesota's Best Mortgage for 2 years by the Star Tribune's Readers Choice Award Program](/BlazeCU/media/Logos/Award%20Badges/2023_MNB_MortLeg_Navy.webp)