Skip Navigation

Let Us be Your Guide

Sometimes, you need a guide to help you reach your destination.

Use our free resources to help you navigate your financial journey.

Financial Wellness Assessment

Building Credit

Featured Resources

It takes credit to get credit, and credit is crucial to buying a new home, finding a place to rent, or purchasing a new car. You have to start somewhere, start here.

See Resources

Financial Guide Articles

Graphic of an open mailbox filled with past due notices

When You Can't Afford Your Minimum Payments

If you’ve found yourself unable to make minimum payments, you have options to help improve your situation.

Illustration of the backs of different credit cards with signatures of historical figures like George Washington

Picking the Right Credit Card for You

Credit cards are useful tools, especially when you choose the right type of card for your needs. Learn how to compare credit cards to find the one that works for you.

Graphic of hands holding up different credit scores on paddles when bidding on a house and a car

Credit Scores

Every single time you use credit, the details are added to your credit report and used to influence your credit score.

Budgeting

Create a Budget
Trim Your Budget
Saving With a Purpose
Graphic of an open mailbox filled with past due notices

When You Can't Afford Your Minimum Payments

If you’ve found yourself unable to make minimum payments, you have options to help improve your situation.

Graphic of a man riding a flying ball and chain with white wings on it.

How to Manage Your Debt

There isn’t just one reason that people fall into debt. It’s a complex issue and solutions aren’t one-size-fits-all. Discover how to start managing your debt with these tips and tools.

Illustration of fresh food items

8 Tips to Reduce Your Food Bill

Food can eat up your budget. Learn how to reduce your food bill with simple steps like limiting trips to restaurants and planning grocery shopping.

Fraud Prevention

Scam Checker
Workspace Cybersecurity
Graphic of person using a keyboard and various internet pages

Recognizing and Avoiding Scams

Defend yourself against scammers by learning to recognize red flags.

Graphic of scammer carrying a stolen password

Ransomware

Ransomware can wreak havoc on anyone’s life, but the more it’s understood, the easier it is to prevent.

Combination padlock sitting on a keyboard

50 Internet Safety Tips

Protect yourself from online threats by learning 50 common internet safety tips regarding protecting yourself and your sensitive information.

Teens

Basic Bookkeeping
Cyber Security for Teens
Filling Out the FAFSA
Graphic of buildings on a college campus

The Cost of College Life

Going to college incurs a lot of expenses you might not have thought about.

Graphic of a graduation cap with money  shooting out of it

Repaying Student Loans

Student loans are intimidating. Learn how you can start repaying them.

Young woman filling out the FAFSA on her laptop.

Filling Out the FAFSA

If you're considering going to college, you have nothing to lose by applying for federal student aid.

Disclaimer

While we hope you find this content useful, it is only intended to serve as a starting point. Your next step is to speak with a qualified, licensed professional who can provide advice tailored to your individual circumstances. Nothing in this article, nor in any associated resources, should be construed as financial or legal advice. Furthermore, while we have made good faith efforts to ensure the information presented was correct as of the date the content was prepared, we are unable to guarantee that it remains accurate today.

Neither Banzai nor its sponsoring partners make any warranties or representations as to the accuracy, applicability, completeness, or suitability for any particular purpose of the information contained herein. Banzai and its sponsoring partners expressly disclaim any liability arising from the use or misuse of these materials and, by visiting this site, you agree to release Banzai and its sponsoring partners from any such liability. Do not rely upon the information provided in this content when making decisions regarding financial or legal matters without first consulting with a qualified, licensed professional.