Financial Wellness Articles

Piggy bank wearing shades while at the beach

3 Tips to Keep Your Summer Vacation Within Budget

Whether you plan to travel near or far, these three tips will help you enjoy your vacation and avoid having a “financial hangover” when you return.

phone on digital banking login screen

Codes are Confidential

Learn about security codes and why you should never share them with anyone.

Person shopping with their credit card online

Be Safe Shopping Online

Online shopping is more prevalent than ever. Make sure to do everything you can to avoid becoming a victim of cybercrime.

Drawing of person upset after a denied loan application

What to Do if You're Turned Down for a Loan

Getting rejected for a loan can feel like a kick in the teeth. No way around it, rejection is painful. But a loan rejection may be a gift in disguise.

Woman holding several credit cards in her hand

Manage Your Credit Cards Better

U.S. consumers are once again increasing their collective credit card debt, which now exceeds $1 trillion.Here's some advice for controlling credit card use.

Drawing of woman pushing a credit score needle towards excellent

How to Establish a Credit History

Establishing a good credit record can be difficult for anyone without a credit history. Here are the steps to help you build credit and maintain a good credit score.

Person looking at their credit score on a mobile phone

7 Ways to Protect Your Credit Score

Your credit score is a three-digit number that creditors use to assess how likely you are to repay your loans. Learn seven things you can do to make sure it stays healthy.

Man looking at his credit score on a laptop

5 Ways Good Credit is Your Safety Net

A good credit score can provide you access to low-interest credit options that can help cover any expenses your emergency savings can’t.

Woman stressed about a lot of credit card debt and bills on the floor.

Financial Warning Signs You Can't Ignore

If you find yourself dealing with any of the following financial issues, it's time to get proactive and take steps to correct them.

House drawn on a chalkboard with credit score written inside

Your Credit Score & Mortgage Loans

Your credit score is one of the biggest factors in your approval for a home loan.

Man looking at scam text message

Watch Out for Phon(e)y Messages

Learn about methods scammers use to try and take advantage of our reliance on cellphones to get our personal information.

Credit report with an excellent rating

Your Credit Score & Home Buying Power

Know how your credit score will affect your home buying power.

Finger puppets arguing over money

Reconciling a Spender-Saver Marriage

In any marriage, even one where both partners have similar money management styles, family finances can occasionally create conflict.

Cartoon of a girl and a UFO

5 Common Cryptocurrency Scams

Explore five common cryptocurrency scams that you should be aware of and protect yourself and your investments.

Person imagining a kitchen remodel

Put Your House to Work

Home equity provides homeowners a ready financing source to turn their house into their dream home.

Person looking at a scam text

Avoid Phishing Scams

Learn ways protect yourself from scammers trying to access your credit union account with phishing scams.

Person entering property into their will.

Property Ownership and Your Will

When creating your will and assigning beneficiaries on your accounts, the form of property ownership can have an unforeseen impact on the inheritance process.

Happy family on a couch in their living room

Pre-qualification v. Pre-approval

We ensure our members are set up to become successful homeowners from the very beginning of the home buying process.

Family on the beach in the sunset

Vacation Means Re-Creation

There are many reasons why you might skip taking a vacation, but the benefits of a little time off often outweigh the drawbacks.

Woman with a questioning look holding a jar of money

9 Common Money Myths

See how many of these common money myths you believe.

Parent handing their child some money for saving

Teach Your Kids Good Money Beliefs

Make sure you pass on positive money beliefs to the next generation.

Woman holding keychain with a house on it

How Mortgage Loans are Approved

While your loan officer and processor review your application, the underwriter will ultimately be the one who provides final approval.

Homeowner installing new flooring

Home Improvement Projects: DIY or Pro

If you have a home improvement project, should you do it yourself (DIY) or hire a pro?

Different rate credit cards being consolidated into one low rate credit card

The Case for Debt Consolidation

Consolidating your credit card bills into a single loan can be a wise financial move.

Young woman making a payment with her phone

Secure Your Mobile Wallet

Keep your financial data safe when carrying out transactions on your mobile device.

Son looking over finances on a laptop with his mother

Managing Mom's Money

Managing someone else’s money, usually via a power of attorney (POA) document, is a big responsibility.

Woman playing with her child inside their house

Are You Ready to Purchase a Home?

Buying a home is typically the biggest purchase you will make. Know the process so it seems less scary.

Log cabin overlooking a lake

8 Ways to Save Vacation Money

Plan your next vacation ahead to ensure that you get the most for your money without sacrificing a good time.

Person taking a picture of a check for deposit

Avoid Check Deposit Scams

Don't be fooled by a remote deposit capture/check scam.

Woman making a payment on her phone with a gift card

Don't Fall for Gift Card Scams

Scammers have come up with creative ways to convince you to purchase gift cards for them.

Cartoon of woman bombarded with cold calls and offers

Protect Yourself from Trigger Leads

Trigger Leads are a marketing tool that mortgage lenders, insurance companies, and credit card providers use to identify potential customers.